Team

Ángel Rivera Congosto

Chairman and CEO

Ángel Rivera is a senior financial executive and board advisor with over three decades of international experience across banking, corporate governance and strategic advisory in Europe and the Americas.

Until December 2024 he served as CEO of Banco Santander España and member of its Board of Directors.

Prior to that, he held several global leadership roles within Grupo Santander, including Global Head of Commercial Banking — overseeing operations across Europe, Latin America and North America as a member of the Group's Management Committee — as well as executive positions in Mexico and Europe covering retail and commercial banking.

Before joining Santander in 2013, he spent 24 years at Banco Popular, where he rose to Director General overseeing the group's core business units, with responsibility across international business, corporate development, technology, human resources and commercial banking.

He currently works as a business advisor and manages his family office. He sits on the boards of Telefónica España, Grupo Profand and Incarlopsa, and is a member of the Advisory Board of Sidenor Aceros Especiales. Throughout his career he has served on the boards of Banco Santander México, Santander Totta (Portugal), Santander Uruguay, Santander Perú, Santander Asset Management, Santander Seguros and Mouro Capital.

In the academic and institutional sphere, he has been a trustee of ESADE, CUNEF and the Fundación de Estudios Financieros, and has participated as a lecturer in postgraduate programmes and co-authored publications on management, people and financial risk.

Ángel Rivera holds a diploma in Business and Tourism from the Escuela Oficial de Turismo de España and has completed senior management programmes at IESE Business School, IE Business School and The Valley Digital Business School, as well as executive education in the United States and Australia. He is a gender equality ambassador for Women in a Legal World (WLW) and has received several civil distinctions, including the Gran Cruz Fidelitas, the Cruz al Mérito Naval and the Gold Medal of the Universidad Católica de Ávila.